Get confident with Loanbuzz

Loanbuzz gets you confident with loans. Use our loan calculator to try different loan terms to find out how much you would pay each month and the overall cost. A shorter loan term usually costs less in total, but a longer term should mean smaller monthly payments.

Other costs to be aware of:
Our calculator shows how much your loan will cost including interest, but you should also look out for:

  • Arrangement fees
  • Early repayment charges
  • Fees for late payments

Loanbuzz can help

Loanbuzz can help you start planning your trip away.  We understand that applying for a personal loan might feel complicated, but it really isn’t.  At Loanbuzz, we make applying for a holiday loan simple and straightforward.  We’ll find you a lender that’s best placed to help based on your personal circumstances and needs.

  • We only show you loans that you’re likely to be accepted for
  • You’ll get offers straight away from lenders
  • We present exclusive loans, tailored to your circumstances
  • We keep your details private, so you won’t get any hassle from third parties

The repayments you make will depend on your situation and the amount of the loan you apply for.
You must be a UK resident over 18 years old to apply.

Ready to get a loan ?

Use our personalised search to find the loan first time

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​How can a holiday loan help you?

A holiday loan can give you access to money almost instantly following a successful application. Provided you keep up with repayments, a loan can also help you improve your credit score.

See if you’re eligible now

What’s the cost of a holiday loan?

A holiday loan can be a great way of helping you to pay for your trip away. When comparing the cost of all types of loans, it’s worth understanding the factors that impact the total amount that you’ll repay – including the annual percentage rate (APR) and any charges.

Here’s some things to look out for, and how Loanbuzz can help:

  1. We show you the actual APR you’ll be charged

    1. Most comparison sites and lenders simply show you a representative APR. However, only some people will get the interest rate as advertised – meaning that a large number of applicants will pay more. At Loanbuzz, we show you the Truerate: a figure including the entire cost of your loan.
  2. We compare loan offers without harming your credit rating

    1. A less than perfect credit rating can still be accepted for a loan; however, you might be charged a higher interest rate. At Loanbuzz, we display quotes from lenders that include the true APR you’ll be charged alongside the likelihood you’ll be approved – all without affecting your credit score.
  3. We only work with lenders who offer a fixed interest rate

    1. Some personal loans have variable interest rates, allowing them to change over time.  For this reason, if you’re struggling to afford initial repayments, avoid this type of loan. At Loanbuzz, we only display fixed-rate offers, so you know exactly how much you will pay each month until the loan is fully repaid.
  4. We flag up any arrangement fees

    1. Some lenders charge an arrangement fee, which could make a loan more expensive. At Loanbuzz, we’ll always show you the APR and the total amount repayable for each lender (including any arrangement fee, interest and other charges), so you can easily compare the total cost of loans available.

Ready to get a loan ?

Use our personalised search to find the loan first time

check your eligibility for a loan

​Grab your bucket and spade!

Ready for an unforgettable getaway? Hit the button below and provide your information. We just need the amount you’d like to borrow, and details about your residential status, income and employment. We’ll then help find a holiday loan as tailored to you as the trip itself.

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We're choosy about who we work with

Every lender we work with is a reputable company, fully authorised and regulated by the Financial Conduct Authority (FCA). We know they’ll treat you fairly and be transparent.

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What makes us different?

Loanbuzz was designed to help consumers compare loans with confidence. We think the days of showing only headline interest rates that tease users into applying for products they may not be eligible for needs to end. Loanbuzz aims to make it easy to apply for loans by ensuring every product you see is a pre-approved or agreed in principle offer from a lender.

  • We’ll always be straight with you.
  • We’ll always work hard to find a lender for your circumstances, every time.
  • We’ll always show you True Rate offers — you’ll know if you can apply and be successful.
  • We’ll always hold our lenders to a very high standard. All of our lenders are authorised and regulated by the FCA.

  • We’ll never take risks with your personal data - we only share it with our trusted panel of lenders, in order to ensure you find a suitable loan.
  • We’ll never contact you without your permission.
  • We’ll never put loans higher up your results table, just because they’ll earn us more money.